Finance as a Service · UK

Expert-led. AI-accelerated.
Your whole finance function, in one place.

AccTek delivers accounting, tax, payroll and CFO support through AI-enabled workflows — backed by qualified accountants who stand behind every number.

Qualified Accountants 2-Minute Quote Xero Partner
Live
Corporation Tax (est.)
£0
↓ £3,100 saved this year
Cash Runway
0 mo
↑ 2 months vs Q1
VAT Due (Q2)
£0
Filing in 11 days
Net Profit (YTD)
£0k
↑ 23% YoY
Monthly Revenue+18%
AI insight: You may qualify for R&D tax relief on 3 projects. Flagged for your accountant to review.
Trusted by UK founders & growing businesses Startups Contractors Locum Doctors SMEs Landlords

Works with tools you trust

The Problem

You shouldn’t have to choose between speed and judgement.

AI can accelerate the work, but it can’t take responsibility for it. When HMRC asks questions, software doesn’t answer — people do. That’s why AccTek pairs AI-enabled workflows with real, qualified accountants.

AI Tools
Fast No accountability
AccTek
Fast + Human Judgement
The AccTek Way
Traditional Firms
Experienced But reactive
How It Works

From data to decisions.
One connected finance platform.

We connect your accounting, banking and business systems in one place. Our AI identifies risks, opportunities and tax-saving insights, while your accountant provides the context and advice to act on them.

Get answers where you work
WhatsApp
Slack
ChatGPTComing soon
AccTek Portal
Finance & Operations Systems
Xero
QuickBooks
FA FreeAgent
HubSpot
Stripe
Zoho
AccTek Finance answering a cash flow question over WhatsApp, showing May cash inflows, outflows and net cash flow

Ask AccTek a question over WhatsApp — get a real answer, with your real numbers, in seconds.

1

Connect your systems

Securely connect your accounting, banking, CRM and business apps.

2

AI surfaces insights

Our AI analyses your data 24/7 to uncover risks, opportunities and tax savings.

3

Your accountant adds context

Your dedicated accountant applies expert judgement and business context.

4

Clear next steps delivered

Actionable recommendations so you can save tax, improve cash flow and grow.

What You Get

Everything your business needs financially. One team.

From compliance and tax to forecasting and board-level advice, we bring everything together under one roof.

0+
Years Finance Experience
0%
UK-Based Support
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Response Time
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Specialist Business Sectors
From the Founder

Why I built AccTek

I founded AccTek because I spent years watching business owners make important decisions with incomplete information. Founders were working incredibly hard to grow their businesses and wanted to move fast, yet were struggling to get the right information at the right time. By the time they discovered a tax inefficiency, a cash flow problem, or a missed opportunity, it was often too late. I saw companies lose thousands of pounds in avoidable tax, struggle with funding decisions, or operate without a clear understanding of what was really driving profitability.

At the same time, I was leading finance and technology transformation programmes in larger organisations and could see how powerful data, automation and AI could be when applied properly. The reality is that most small businesses have never had access to that level of financial visibility — they have limited funds and cannot afford to invest the huge sums that large organisations do. They receive compliance services when what they really need is insight, guidance and a trusted partner who helps them make better decisions.

We still believe in the fundamentals of great accounting and tax advice — but we also believe the future of finance is proactive, connected and intelligent.

AccTek was built to bridge that gap. Our goal is simple: give startups and small business owners the clarity, confidence and financial visibility they need to focus on growth, while we take care of everything happening behind the scenes.

Godwin Pinto
Founder · Chartered Accountant (ACA, ICPA)
Why Switch

Why Businesses Switch to AccTek

The difference between a traditional accountant and a modern finance partner.

Traditional Accountant
AccTek The modern way
Reactive support
Proactive guidance
Annual reviews
Ongoing support
Manual processes
AI-accelerated workflows
Separate providers
One finance partner
Compliance focused
Compliance + business insight
Limited visibility
Real-time financial visibility
From Our Clients

Modern finance, human relationships

★★★★★

“AccTek feels less like an accountant and more like a finance team. The real-time dashboard means I always know where we stand — no more waiting for year-end surprises.”

James T.
SaaS Founder · Seed-stage startup, London
★★★★★

“I was doing locum shifts with multiple trusts, not claiming expenses. Godwin helped me get a refund of thousands of pounds — plus thousands more saved in annual NHS pension allowance charges.”

Dr Amrit Kaur
Locum Doctor
Verified review on Google
★★★★★

“The IR35 monitoring and dividend planning alone pays for itself. Switching from my old high-street firm was the best decision I made this year.”

Michael P.
IT Contractor · Limited company, Leeds
Questions

What you might be wondering

What is Finance as a Service (FaaS)?
Finance as a Service means your entire finance function — bookkeeping, accounting, tax, payroll and CFO support — is delivered as one coordinated, subscription-based service rather than fragmented across separate providers or an expensive in-house team. AccTek combines AI-enabled workflows with qualified accountants to give you a complete, modern finance function at a fraction of the cost of hiring in-house.
Will AI replace my accountant at AccTek?
No. AI handles the repetitive data processing, monitoring and analysis so your accountant can focus on strategy, judgment and your relationship. Every AI-generated insight is reviewed by a qualified professional before it reaches you. People powered, AI accelerated.
What accounting software do you use?
AccTek is a Xero partner and builds on the Xero platform. If you are not yet on Xero, we include migration and setup as part of onboarding at no extra cost for new clients. The AI Finance Lab layers real-time intelligence on top of your Xero data.
Who does AccTek work with?
We specialise in five verticals: startups and founders, IT contractors, locum doctors, growing SMEs, and landlords. Each gets vertical-specific expertise — from R&D tax relief for startups to NHS pension annual allowance planning for locum doctors.
How does AccTek keep my financial data secure?
All data flows through Xero’s bank-grade encryption and secure API, processed on secure UK-based infrastructure. AccTek is fully compliant with GDPR, the Data Protection Act 2018, and anti-money laundering regulations.
How do I get started?
Get an instant quote in under two minutes, or book a free, no-commitment consultation. We’ll discuss your business, your current setup and what better finance support could look like — no generic sales pitch.

Your business deserves more than algorithms.

Get a dedicated finance team, supported by AI and led by qualified experts who know how to apply it. No commitment — just a first conversation.

You’re in good hands

AccTek is a member firm of the Institute of Certified Practising Accountants (ICPA). Our accountants have a wide range of qualifications and accreditations from trusted professional bodies such as the AAT, ICPA, and ACCA.

AATInstitute of Certified Practising Accountants (ICPA) member firmACCA